· How it works

From your card to the market, in one block.

Traditional brokerage puts six handoffs between a deposit and a fill, each one charging a fee, taking time, or holding your money. By tokenizing EUR on-chain, Wrap collapses them into four steps you control.

01

Buy in Wrap

Your card or bank pays Wrap directly inside the app. One tap mints tokenized EUR, 1 EUR in, 1 EUR on-chain, straight to the wallet on your phone. No wire, no float, no third-party deposit account.

1 tap
To fund
02

You hold it

The stablecoin lands in a self-custodial wallet whose keys never leave your device. From this moment your money is yours, not parked with a broker or custodian who decides what you can do with it.

0
Parties holding funds
03

Tokenized EUR does the work

On-chain euros are instant, programmable and near-zero cost to move. Idle balances earn treasury yield automatically, and when you trade, the euros are already where the market is.

4.1%
Yield while idle
04

Straight to market

Orders route directly to venue and settle in the same block, no T+2 wait, no settlement intermediaries, no order flow sold to the highest bidder. What you see is what fills.

<60s
Deposit → fill
· The legacy stack vs Wrap

Six handoffs, or four steps.

Traditional broker

~5 days · 4 parties · 3+ fee surfaces
Bank transfer, €2–5 per wire, 1–2 day settlement
Broker holds the account and the keys
Order flow sold to wholesalers (PFOF)
T+1 / T+2 clearing before you truly settle
Idle cash earns the broker, not you

Wrap

<60s · 0 parties · self-custody
One-tap mint, tokenized EUR to your wallet instantly
You hold the keys, funds never leave your control
No PFOF, orders route straight to venue
Same-block settlement, no T+2 wait
Idle EUR earns treasury yield for you
1 EUR → 1 wEUR
$
You deposit
CARD / BANK
€1.00
Wrap mints
TOKENIZED EUR
1 wEUR
Trades instantly
SAME BLOCK
· Why tokenize EUR

The euro, made programmable.

A tokenized euro is still a euro, fully backed, 1:1, but it lives on rails that settle in seconds, move at near-zero cost, and don’t need a bank to open at 9am. That single change is what lets the broker, the bank and the custodian collapse into one wallet.

Backing, custody arrangements and regulatory treatment are handled under Wrap’s CySEC-regulated structure. Capital at risk.

Skip the handoffs.

Join the waitlist for early access to one wallet, one tap, one market.

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